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Setting Maturity Instructions

Will Capital One 360 remind me of the maturity date on my CD?

Yes. We will send you a notice about 35 days prior to maturity with information on renewal and the current renewal rate. You’ll need to set your maturity instructions to either transfer the maturity value to another account, or to renew the CD at the current rate. If instructions aren’t provided, the CD (including accrued interest) will automatically be renewed at the current rate.

How do I set or change my maturity instructions on my CD?

To set up or change your CD maturity instructions, which must be done prior to the CD maturity date, follow these steps:

  1. Sign in to capitalone360.com.
  2. Click on the CD with the maturity instructions you want to change.
  3. Next to ‘Current Maturity Options’, click 'Change.'
  4. Select your maturity instructions, click 'Continue' then 'Accept' to confirm the transaction.

Upon maturity of my CD, if I choose to have my money sent to my linked account, how long will it take?

You‘ll have access to money transferred from your CD into your linked account within 2 business days.

What if I provide Capital One 360 with maturity instructions after the CD maturity date? Is there a grace period?

Your CD (including accrued interest) will automatically renew at the current rate. However, as a courtesy, you have a grace period that starts the day after maturity and lasts for 10 calendar days. During this time you can add funds to your CD, change the term or redeem it without penalty. If you choose to make any changes to your CD during the grace period, please give us a call us at 1-888-464-0727 from 8 AM to 8 PM, 7 days a week and an Associate will be happy to assist you.

Can I close my CD at maturity rather than roll it over?

Of course. Instead of rolling over your CD, just select the option to close your CD at maturity by clicking on your CD, going to the 'Maturity Options' tab and clicking the 'Close' button under the 'Close Your CD' section.

Can I add money to my CD when it rolls over?

If your CD is maturing, you can add additional funds by calling us at 1-888-464-0727.

If your CD has matured, but is within the 10 day grace period, you can give us a call or go online to close the current CD and open a new one with the full balance plus the additional funds.

If your CD already rolled over and is no longer in its grace period, you can always open additional CDs at any time.

Can I change the account that is linked to my CD?

Yes. You can always change your linked account. Learn how Opens a new window to add a link.

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