When will my check deposit be available?
Most deposits into 360 Savings, Money Market, Confidence Savings and Kids Savings Accounts are subject to a 4 business day hold before they can be withdrawn.
Checks drawn from another Capital One, N.A. account will be available the next business day.
Electronic deposits that are automatically initiated outside the bank - like Direct Deposit or Social Security benefits - are generally available immediately. Cash deposited via one of our deposit taking ATMs and transfers between Capital One 360 and Capital One Bank accounts are also available immediately.
Deposits into 360 Checking are slightly different. Learn More.