You can make deposits into your 360 Savings, Kids Savings Account, 360 Checking or MONEY several ways.
To make a deposit from another Capital One 360 account or linked checking account using any of the following options:
To deposit a check using any of the following options:
To access Image Upload:
1. Sign in to capitalone360.com.
2. Go to the ‘Transfers & Deposits’ tab.
3. Select the ‘Deposit Checks’ tab, choose ‘Image Upload’ and follow the steps.
To access CheckMate - Mobile:
1. Sign in to the Capital One mobile app and go to Capital One 360.
2. Touch the ‘Deposit' tab in the left menu.
Capital One 360
PO Box 60
St. Cloud, MN, 56302-0060
To set up Direct Deposit using any of the following options:
Yes, you can receive domestic incoming wire transfers into your 360 Checking. (We only accept transfers from banks within the U.S.) You must provide the external bank sending the wire with your Capital One 360 Account Number (not your Customer Number) and the Capital One 360 routing number: 031176110.
There’s no charge from Capital One 360 for an incoming wire transfer. To see if an incoming wire was posted to your Capital One 360 account, simply sign in to capitalone360.com and click on your 360 Checking. The transfer will be listed in the ‘History’ section if it was received.
You can make deposits into your 360 Checking from another Capital One 360 account or linked checking account one of the following ways:
Electronic transfers between Capital One 360 and other banks are FREE and generally take 2 business days. Add an extra day for Federal holidays.
Like most banks, when we electronically transfer money with another bank, the money goes through a secure network called the Automated Clearing House (ACH) system.
We pull our transfer requests together each day and send them off to the ACH. That system then pulls together all the daily files they receive from thousands of banks and routes the transfer to the appropriate receiving bank account and then the transfer occurs.
View a brief demo to learn more about how these transfers work.
No, we will not accept an international wire transfer. We only accept wire transfers from banks within the U.S.
Our Bank Routing Number is 031176110. This is the same routing number for your checking, savings, business, personal loan and home equity accounts. If you are setting up a direct deposit, please make sure you use your Account Number, NOT your Customer Number.
However, if you have a mortgage and want to make your mortgage payments electronically from another bank, you'll need to use the Capital One Home Loan Routing Number for your payments: 255071981.
We create an electronic link between your existing checking account and your Capital One 360 account(s). This electronic link makes it easy for you to transfer money whenever you want, for free. And, you can link up to 3 non–Capital One 360 personal checking accounts.
Once the link is set up, you can make deposits and withdrawals any of these ways:
You can deposit a check into your Capital One 360 account one of 3 ways:
Capital One 360
PO Box 60
St. Cloud, MN 56302-0060
Please note: Your funds will be on hold for 5 business days starting the next business day after you initiate the transfer electronically or from the date we receive the check by mail.
Electronic transfers between Capital One 360 accounts are instant. Electronic transfers between Capital One 360 and other banks are FREE and generally take 2 business days. Keep in mind federal holidays are not considered business days.
Like most banks, when we electronically transfer money with another bank, the money goes through a secure network called the Automated Clearing House (ACH) system.
Basically, we pull our transfer requests together each day and send them off through the ACH. That system then pulls together all the daily files they receive from thousands of banks and routes the transfer to the appropriate receiving bank account and then the transfer occurs.
View a brief demo to learn more about how these transfers work.
To delete a pending transaction:
Yes, you can set up Direct Deposit one of three ways:
Remember, you can choose to have all or only a portion of your paycheck direct deposited.
Mail your check for deposit to (and be sure to include your Account Number on the check):
Capital One 360
PO Box 60
St. Cloud, MN, 56302-0060
All funds transferred to and from Capital One 360 are done electronically via the Automated Clearing House (ACH) system.
Every day we send all our transfer requests to the ACH. That system then pulls together all the daily requests they receive from thousands of banks and routes them to the appropriate receiving bank. And voila, we have a transfer.
These transfers are free and typically take 2 business days to complete. View a demo to learn more about electronic transfers.