CheckMate allows anyone with an Capital One 360 Savings account, Kids Savings Account, 360 Checking or MONEY to deposit checks from anywhere. To access CheckMate - Mobile:
Depositing your check is easy. Sign in to the Capital One 360 mobile app, then follow these steps:
Still need help? Check out our demo.
We’ll accept U.S. personal, business, and federal checks.
Deposits that won’t be accepted include:
Nope, CheckMate is a completely FREE way for you to deposit checks into your Capital One 360 account(s), faster.
Hang on to your check until you receive an email from us confirming that your check has been successfully deposited. After that, go ahead and void the check by writing "VOID" across it.
Checks deposited using CheckMate have slightly different hold times than regular transfers. Here’s the breakdown:
Here are a few examples:
For some deposits, like federal checks, the total amount of the funds will be made available the next business day. Also, if you're depositing a check from another 360 Checking, the entire amount of the check will be available the next business day.
Checks deposited after 5 PM ET Monday through Friday, after 2 PM ET on Saturday and anytime on Sundays or federal holidays will be processed the next business day and made available based on the info above.
There are a few reasons why your check may have been rejected. But don’t worry; we’ll let you know what the issue was in your check details and send you an email with the reason.
To view your check details:
Depending on the issue, you may be able to resubmit the check.
Hang tight. Once your deposit becomes available, you can transfer the money into the account you want, and because it’s an internal transfer, the funds will be available immediately.
There are a few reasons why your check would be rejected. Here are a few examples:
• My Accounts - View your account balances.
• Account Details – View account information, recent transactions and activity.
• Transfer - Transfer money to and from your Capital One 360 accounts.
• Deposit Checks – Deposit checks from anywhere, anytime (iOS and Android only).
• Pay Bills – Make payments and schedule your bills.
• Person2Person Payments - Email money securely to anyone’s bank account.
• Bump Money – Move money securely between two phones (iOS and Android only).
• Find ATMs – Search for fee-free ATMs using an address or your current location.
• Open an Account – Open 360 Checking in 5 minutes.
• Download Apps – Download our other apps from iTunes, Google Play or App World.
• Contact Us - Email, call, Facebook or Tweet us.