To access Bill Pay:
No. Bill Pay is completely free.
No. All 360 Checking Customers are automatically enrolled.
With Bill Pay, you can pay any company or individual in the United States.
To pay your Capital One 360 Home Loan:
If you have a mortgage with another institution, you can add the lender to Bill Pay to pay your mortgage.
To avoid fees or confusion, make sure you cancel your original mortgage payment. Your lender may continue to pull the original payment for one or two billing periods, so be mindful of the timing.
In reality, many companies request the stub for their benefit; they don't truly need it. What they do need is for you to include your account number and any other identifiers with your payment. If you're unsure what to include, just contact the Biller and find out what they really need to be included with the payment for it to be applied correctly. Keep in mind that some Billers may use a separate address for stub payments and non-stub payments.
Here are three options to choose from: