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Automatic Contribution Plan

What is an Automatic Contribution Plan?

An Automatic Contribution Plan allows you to maximize your savings by having a fixed amount of money regularly transferred from your linked checking account to your Capital One 360 IRA. You can even set up automatic transfers from your 360 Checking or your 360 Savings. Set yours up anytime by signing into capitalone360.com.  To ensure that all contributions are completed by the annual contribution deadline, no contributions for the previous tax year can be scheduled after April 12th.

How do I create, edit or cancel an Automatic Contribution Plan?

To set up an Automatic Contribution Plan:

  1. Sign in to capitalone360.com with your Username and Password
  2. Click on your 'IRA Plan'
  3. Click on the 'Contributions & Distributions’ tab
  4. Click the 'Continue' button in the 'Make a Contribution' section
  5. Choose the tax year (if necessary), select the option to either contribute a specific recurring amount or make recurring contributions that total your remaining annual contribution limit, how often you want to contribute, and the start date

To edit an Automatic Contribution Plan, you must first cancel your current plan and then set up a new one:

  1. Sign in to capitalone360.com with your Username and Password
  2. Click on your 'IRA Plan'
  3. Click on your 'IRA Savings Account'
  4. Go to the 'Transactions' tab
  5. Click the red 'X' next to the plan you want to cancel in the ‘Scheduled Transactions’ section
  6. Set up a new Automatic Contribution Plan by returning to the 'Plan Summary’ and then clicking on the ‘Contributions & Distributions’ tab.

To cancel an Automatic Contribution Plan:

  1. Sign in to capitalone360.com with your Username and Password
  2. Click on your 'IRA Plan'
  3. Click on your 'IRA Savings Account'
  4. Go to the 'Transactions' tab
  5. Click the red 'X' next to the plan you want to cancel in the ‘Scheduled Transactions’ section

Please Note: If you cancel an Automatic Contribution Plan, ALL future occurrences of the transaction will be deleted. Be sure to make your cancel request 24 hours before the planned transfer.

IRA Contributions & Distributions

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