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Opening an Account

How do I open 360 Savings?

Opening 360 Savings is quick, easy and convenient. To open an account you must be a US citizen or permanent resident with a valid Social Security number, have a home address in the United States and a personal (non-business) checking account at another U.S. chartered bank. In a few easy steps you can open your account online Opens a new window. Still have questions? Call 1-800-464-3473.

How do I know when my 360 Savings is open and ready?

If you open your account online today you’ll immediately receive your Customer Number and Account Number on the final page of the account opening process and be able to view your account online.

How do I open another 360 Savings account?

To open an additional 360 Savings account:

  1. Sign in to capitalone360.com using your Username (Saver ID)/Customer Number (Username) and PIN
  2. Click on ‘Products' at the top and choose '360 Savings'
  3. Click ‘Open Now'
  4. Select whether you want to open a single or joint 360 Savings
  5. Enter an account nickname (optional), the account you want to use to fund your new account and the funding amount
  6. Accept the Electronic Delivery Disclosure Notice and Terms & Conditions
  7. Click ‘Open Account’ to complete the process 

How can I open another 360 Savings and make it joint?

To open a new joint 360 Savings with an EXISTING Customer (someone who has or has had a Capital One 360 account):

  1. Sign in to capitalone360.com using your Username (Saver ID)/Customer Number and PIN
  2. Click on ‘Products' at the top and choose '360 Savings'
  3. Click ‘Open Now'
  4. Select ’360 Savings – Joint with an Existing Customer‘ for account type from the dropdown menu
  5. The other Customer will be prompted to sign in using his/her Username (Saver ID)/Customer Number and PIN
  6. Once signed in, both of you can enter an account nickname (optional), the account you want to use to fund your new account and the funding amount
  7. Both accept the Electronic Delivery Disclosure Notice and Terms & Conditions
  8. Click ‘Open Account’ to complete the process 

 

To open a joint 360 Savings with someone who is NOT a Customer:

  1. Direct him/her to visit capitalone360.com (while you are present)
  2. Click on ‘Products' at the top and choose '360 Savings'
  3. Click ‘Open Now'
  4. Read the directions and click ‘Open Now’
  5. Select ’360 Savings – Joint with a New Customer‘ for account type from the dropdown menu
  6. Complete the application
  7. Select a PIN
  8. Enter your Customer Number in the field ’Joining with an existing Capital One 360 Customer’, and then validate your PIN
  9. Once signed in, both of you can enter an account nickname (optional), the account you want to use to fund your new account and the funding amount
  10. Both accept the Electronic Delivery Disclosure Notice and Terms & Conditions
  11. Click ‘Open Account’ to complete the process 

Please note: In this process, you will be the joint account holder and not the primary

I used to be a Customer and I don’t have any open accounts now – how can I open a new account?

It’s easy. You can start saving with us again by using the Customer Number and PIN you previously used to access your old account(s).

To open another 360 Savings by following these directions:

  1. Sign in to capitalone360.com using your Username (Saver ID)/Customer Number and PIN
  2. Click on ‘Open an Account’
  3. Click ‘OPEN NOW’ next to ’360 Savings Account’
  4. Select whether you want to open a single or joint 360 Savings Account
  5. Enter an account nickname (option), the account you want to use to fund your new account and the funding amount
  6. Accept the Electronic Delivery Disclosure Notice and Terms & Conditions
  7. Click ‘Open Account’ to complete the process 

What’s a nickname and how do I create one?

We know it’s hard trying to remember your account numbers and telling your accounts apart, which is why we give the option of giving your account a Nickname. 

Choose a name that you’ll easily recognize and you’ll see that nickname next to your account wherever it appears. So for example, if you’re setting up a separate account to save for a vacation, you could nickname the account ‘Vacation.’

To give your account a nickname (or change it), follow these steps:

  1. Sign in to capitalone360.com using your Username (Saver ID)/Customer Number and PIN
  2. On the ‘My Accounts’ page, click on the account you want to nickname
  3. Click on ‘Account Details’ tab
  4. Go to the ‘Account Nickname’ section and click the 'Add a Nickname' or 'Change' link
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