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How do I make a deposit?

There are several easy ways you can make deposits into your 360 Savings, Kids Savings, 360 Checking or MONEY account.


  • You can deposit from another Capital One 360 account or linked checking account using any of the following options:
    1. Sign in to your account 24/7 at and click on the ‘Transfers & Deposits’ tab.
    2. Call our Interactive Phone Service with 24/7 access at 1-888-464-7868.
    3. Speak to an Associate at 1-888-464-0727 from 8 AM to 8 PM, 7 days a week.  
  • If you live near a 360 Café or Capital One Bank branch, you can make a cash deposit at the ATM. Find out if there’s one near you.


  • Deposit a check from anywhere with CheckMate using our mobile app to snap a picture of your check:
    1. Go to the Capital One mobile app and click your Capital One 360 account.
    2. Click the Deposit Icon (Note: If you're using an Android device, you'll need to select "Deposit Checks" in the menu on the top left of the screen)
    3. Click 'Start' and follow the prompted instructions
  • Access Image Upload on your desktop:
    1. Sign in to
    2. Go to the 'Transfers & Deposits' tab.
    3. Select 'Deposit Checks' and choose 'Image Upload'.
    4. Follow the 4 easy steps.
  • If you live near a 360 Café or Capital One Bank branch, you can make a check deposit at the ATM. Find out if there’s one near you.
  • Mail a check for deposit  (and be sure to include your Account Number on the check): 

Capital One 360
PO Box 60
St. Cloud, MN, 56302-0060

Direct Deposit

  • To set up Direct Deposit using any of the following options:
    • Give your Capital One 360 Account Number and our Routing Number, 031176110, to your employer.
    • Print our blank Direct Deposit form and fill in your information.
    • Access our pre-filled Direct Deposit form after signing into, clicking your account and going to the 'Forms' tab. Simply print it out, fill it in and give it to your employer.
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All entities are separate but affiliated legal entities of Capital One Financial Corporation, each is responsible for its own products and services.

Securities are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRAOpens a new window/SIPC Opens a new window . Advisory services are provided by Capital One Advisors, LLC, an SEC registered investment advisor. Insurance products are offered through Capital One Agency LLC. All are subsidiaries of Capital One Financial Corporation.

Securities and services are: Not FDIC insured • Not bank guaranteed • May lose value • Not a deposit • Not Insured by any Federal Government Agency

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