How do I make a deposit?

You can make deposits into your 360 Savings, Kids Savings Account, 360 Checking or MONEY several ways.

To make a deposit from another Capital One 360 account or linked checking account using any of the following options:

  • Sign in to your account 24/7 at and click on the ‘Transfers & Deposits’ tab.
  • Call our Interactive Phone Service with 24/7 access at 1-888-464-7868.
  • Speak to an Associate at 1-888-464-0727 from 8 AM to 8 PM, 7 days a week.  

To deposit a check using any of the following options:

  • Deposit a check from anywhere with CheckMate using our mobile app to snap a picture of your check or upload an image from any computer.

To access Image Upload:

1. Sign in to
2. Go to the ‘Transfers & Deposits’ tab.
3. Select the ‘Deposit Checks’ tab, choose ‘Image Upload’ and follow the steps.

To access CheckMate - Mobile:

1. Sign in to the Capital One mobile app and go to Capital One 360.
2. Touch the ‘Deposit' tab in the left menu.

  • Deposit cash or checks at a Capital One ATM:

If you live near a 360 Café or Capital One Bank branch, you can make a cash or check deposit at the ATM. Find out if there’s one near you.

  • Mail a check for deposit to (and be sure to include your Account Number on the check): 

Capital One 360
PO Box 60
St. Cloud, MN, 56302-0060

To set up Direct Deposit using any of the following options:

  • Give your Capital One 360 Account Number and our Routing Number, 031176110, to your employer.
  • Print our blank Direct Deposit form and fill in your information.
  • Access our pre-filled Direct Deposit form after signing into with your Username (Saver ID)/Customer Number and PIN, clicking your account and going to the 'Forms' tab. Simply print it out, fill it in and give it to your employer.
Banking, Credit Card, Auto Finance, and Home Loan products and services are offered by the Capital One family of companies, including Capital One Bank (USA), N.A. and Capital One, N.A. NMLS ID 453156, Members FDIC.

Securities are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRAOpens a new window/SIPC Opens a new window . Advisory services are provided by Capital One Advisors, LLC, an SEC registered investment advisor. Insurance products are offered through Capital One Agency LLC. All are subsidiaries of Capital One Financial Corporation.

ShareBuilder and Capital One ShareBuilder are marketing names for Capital One Investing, LLC.  ShareBuilder 401k and ShareBuilder Advisors are the marketing names for Capital One Advisors, LLC.

Securities and services are: Not FDIC insured • Not bank guaranteed • May lose value • Not a deposit • Not Insured by any Federal Government Agency

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