Help Topics > IRA Savings & CDs > The Basics > What is an IRA Savings?

What is an IRA Savings?

Secure your principal while earning a great return. Your money in an IRA is FDIC insured up to a total $250,000.

With a Capital One 360 IRA Savings, you'll enjoy:

  • A variable 0.75% Annual Percentage Yield (effective 10/10/2012)
  • No minimum balance required
  • No fees or hidden charges

Investment and Insurance Products Are:


Not FDIC InsuredNot Bank GuaranteedMay Lose Value
Not a DepositNot Insured By Any Federal Government Agency

Banking and lending products and services are offered by Capital One, N.A. NMLS ID 453156, and
Capital One Bank (USA), N.A., Members FDICOpens a new window Equal Housing Lender

Investment products are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRAOpens a new window/SIPC Opens a new window .
Investment advisory services are provided by Capital One Advisors, LLC, an SEC-registered investment advisor.
Insurance products are offered through Capital One Agency, LLC.

All are subsidiaries of Capital One Financial Corporation.

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. All rights reserved.