Help Topics > IRA Savings & CDs > The Basics > What is an IRA Savings?

What is an IRA Savings?

Secure your principal while earning a great return. Your money in an IRA is FDIC insured up to a total $250,000.

With a Capital One 360 IRA Savings, you'll enjoy:

  • A variable 0.75% Annual Percentage Yield (effective 10/10/2012)
  • No minimum balance required
  • No fees or hidden charges
Banking, Credit Card, Auto Finance, and Home Loan products and services are offered by the Capital One family of companies, including Capital One Bank (USA), N.A. and Capital One, N.A. NMLS ID 453156, Members FDIC.

All entities are separate but affiliated legal entities of Capital One Financial Corporation, each is responsible for its own products and services.

Securities are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRAOpens a new window/SIPC Opens a new window . Advisory services are provided by Capital One Advisors, LLC, an SEC registered investment advisor. Insurance products are offered through Capital One Agency LLC. All are subsidiaries of Capital One Financial Corporation.

Securities and services are: Not FDIC insured • Not bank guaranteed • May lose value • Not a deposit • Not Insured by any Federal Government Agency

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