You will choose your PIN during the account opening process. If you have forgotten your PIN, you can click on the 'Forgot your Sign In PIN?' link during the sign in process to reset it. You can also call an Associate at 1-877-464-1777 to request a new PIN be mailed.
If you would like to change your PIN, simply make the change online by signing in to your account and clicking on the 'My Info' tab. Just choose any 6-10 digit number that will be easy for you to remember.